Hi, I'mPratham MittalTechnology, Data, and Financial MarketsExploring The Intersection Of Technology And Finance.
ABOUT ME
Overview.
Education
BITS Pilani Dubai
Mathematics & Computing
Specialization in Finance
Focus Areas
Career Interests
Approach
Using financial analysis together with data-driven tools to better understand businesses, evaluate risk, and support investment decisions.
I am currently pursuing Mathematics and Computing at BITS Pilani Dubai with a specialization in Finance. My interests lie in understanding how businesses operate, how financial risk is evaluated, and how analytical tools can support better investment decisions.
Through coursework, projects, and industry exposure, I have developed experience in areas such as credit analysis, financial modeling, and valuation. I enjoy studying financial statements, evaluating risk signals, and analyzing how different factors influence business performance and investment outcomes.
I am particularly interested in opportunities in investment banking, venture capital, and financial markets where financial reasoning and analytical thinking are used to evaluate companies, analyze opportunities, and support strategic investment decisions.
EXPERIENCE
Work Experience.
Experience Snapshot
Credit Risk Specialist
Agrim Fincap
Worked on borrower risk evaluation and credit decision workflows for short-tenure consumer lending within an RBI-registered NBFC.
June 2025 – August 2025
Evaluated borrower profiles across income stability, repayment behavior, and bureau indicators to support credit approval and rejection decisions.
Reviewed cash flow patterns and short-tenure repayment structures to identify high-risk borrower segments within unsecured lending portfolios.
Contributed to underwriting documentation and internal decision workflows across multiple loan cases, supporting faster processing timelines.
Analyzed borrower risk signals and early delinquency patterns to understand drivers of credit default in retail lending.
Observed the operational flow of digital lending including borrower onboarding, credit checks, approval routing, and post-disbursement monitoring.
CAPABILITIES
Skills & Projects
Financial Analysis
Valuation & Financial Modeling
Investment Research
Data Analysis & Tools
FEATURED
Projects
Stock Price Prediction
Built ML model for forecasting stock prices.
CONTACT